National Check Fraud Center
Check Service Charges by State
Service Charges are subject to change as designated by state statue
UPDATED 10-10-02
Alabama
$29.00 or amount equal to actual charge by depository institution.
$30.00 by January 01, 2003.
TOP OF PAGE
Alaska
TOP OF PAGE
Arizona
$25.00 + bank fee 7-21-97
TOP OF PAGE
Arkansas
TOP OF PAGE
California
$25.00 for first check and a service fee of up to $35.00 for each subsequent check to that same payee. Eff. 1/1/97.
TOP OF PAGE
Colorado
$20.00 posted at point-of-sale or 20% of the face amount of the check but not than $20.00.
TOP OF PAGE
Connecticut
TOP OF PAGE
Delaware
TOP OF PAGE
District of Columbia
$15.00 or fee prescribed by Mayor but only for dishonored checks in payment of any tax assessment or fees due the government of the District of Columbia.
TOP OF PAGE
Florida
$25.00 if face value does not exceed $50.00. $30.00 if face value does not exceed $300. $40.00 if face value does not exceed $400 if face value exceeds $400 fee $40.00 or 5% of face value of the check, whichever is greater. Eff. 10/1/96.
TOP OF PAGE
Georgia
$25.00 or 5% of instrument, whichever is greater. $25.00 if filing criminally.
TOP OF PAGE
Hawaii
TOP OF PAGE
Idaho
$20.00 or the face amount of the check whichever is the lesser. Eff. 7/1/96.
TOP OF PAGE
Illinois
$25.00 or for all costs and expenses including reasonable attorney's fees incurred in collection of check. Eff. 9/18/91.
TOP OF PAGE
Indiana
The greater, $20.00 or 5% (not to exceed $250.00) of the amount of the checks
TOP OF PAGE
Iowa
$20.00 or 5% of the face, whichever is greater. $50.00 if check is presented twice. Eff. 7/1/95.
TOP OF PAGE
Kansas
$10.00 or, if a larger amount is posted conspicuously, the larger amount to be paid within 14 days. In no event shall the service charge exceed $30.00. Eff. 3/91
TOP OF PAGE
Kentucky
TOP OF PAGE
Louisiana
$25.00 or 5% of the face value of check, whichever is greater.
TOP OF PAGE
Maine
Civil action only; not to exceed $50.00 or an amount agreed in contract with consumer.
TOP OF PAGE
Maryland
TOP OF PAGE
Massachusetts
TOP OF PAGE
Michigan
TOP OF PAGE
Minnesota
Minnesota $20.00 posted at point-of-sale. Eff. 8/1/91.
TOP OF PAGE
Mississippi
$30.00 payment to be made within 15 days from receipt of notice. Eff. 7/1/92.
TOP OF PAGE
Missouri
TOP OF PAGE
Montana
Reasonable amount up to $30.00 Eff. 10/01/95.
TOP OF PAGE
Nebraska
TOP OF PAGE
Nevada
TOP OF PAGE
New Hampshire
TOP OF PAGE
New Jersey
TOP OF PAGE
New Mexico
TOP OF PAGE
New York
TOP OF PAGE
North Carolina
$25.00 posted at point-of-sale.
TOP OF PAGE
North Dakota
TOP OF PAGE
Ohio
$30.00 or 10% or the face value or the check, whichever is greater. Eff. 1/1/97.
TOP OF PAGE
Oklahoma
TOP OF PAGE
Oregon
TOP OF PAGE
Pennsylvania
$25.00 provided that prior written notice is given at the time check is issued.
TOP OF PAGE
Rhode Island
TOP OF PAGE
South Carolina
TOP OF PAGE
South Dakota
$30.00 posted at point-of-sale. Eff. 7/91
TOP OF PAGE
Tennessee
An amount not to exceed $29.00.
TOP OF PAGE
Texas
$25.00 plus applicable sales tax. Eff. 9/11/95.
TOP OF PAGE
Utah
TOP OF PAGE
Vermont
TOP OF PAGE
Virginia
TOP OF PAGE
Washington
Reasonable handling fee, and when not paid within 15 days a collection cost not to exceed $40.00 or face amount of check whichever is less and interest at 12% per annum.
TOP OF PAGE
West Virginia
TOP OF PAGE
Wisconsin
All reasonable costs and expenses in connection with the collection of the amount for which check or draft was written.
TOP OF PAGE
Wyoming
|
