National Check Fraud Center

Check Service Charges by State

Service Charges are subject to change as designated by state statue
UPDATED 10-10-02

Alabama Alaska Arizona Arkansas California
Colorado Connecticut Delaware District of Columbia Florida
Georgia Hawaii Idaho Illinois Indiana
Iowa Kansas Kentucky Louisiana Maine
Maryland Massachusetts Michigan Minnesota Mississippi
Missouri Montana Nebraska Nevada New Hampshire
New Jersey New Mexico New York North Carolina North Dakota
Ohio Oklahoma Oregon Pennsylvania Puerto Rico
Rhode Island South Carolina South Dakota Tennessee Texas
U. S. Virgin Islands Utah Vermont Virginia Washington
West Virginia Wisconsin Wyoming

Alabama

    $29.00 or amount equal to actual charge by depository institution.
    $30.00 by January 01, 2003.

TOP OF PAGE


Alaska

    $25.00

TOP OF PAGE


Arizona

    $25.00 + bank fee 7-21-97

TOP OF PAGE


Arkansas

    $25.00

TOP OF PAGE


California

    $25.00 for first check and a service fee of up to $35.00 for each subsequent check to that same payee. Eff. 1/1/97.

TOP OF PAGE


Colorado

    $20.00 posted at point-of-sale or 20% of the face amount of the check but not than $20.00.

TOP OF PAGE


Connecticut

    $20.00

TOP OF PAGE


Delaware

    $25.00

TOP OF PAGE


District of Columbia

    $15.00 or fee prescribed by Mayor but only for dishonored checks in payment of any tax assessment or fees due the government of the District of Columbia.

TOP OF PAGE


Florida

    $25.00 if face value does not exceed $50.00. $30.00 if face value does not exceed $300. $40.00 if face value does not exceed $400 if face value exceeds $400 fee $40.00 or 5% of face value of the check, whichever is greater. Eff. 10/1/96.

TOP OF PAGE


Georgia

    $25.00 or 5% of instrument, whichever is greater. $25.00 if filing criminally.

TOP OF PAGE


Hawaii

    $20.00

TOP OF PAGE


Idaho

    $20.00 or the face amount of the check whichever is the lesser. Eff. 7/1/96.

TOP OF PAGE


Illinois

    $25.00 or for all costs and expenses including reasonable attorney's fees incurred in collection of check. Eff. 9/18/91.

TOP OF PAGE


Indiana

    The greater, $20.00 or 5% (not to exceed $250.00) of the amount of the checks

TOP OF PAGE


Iowa

    $20.00 or 5% of the face, whichever is greater. $50.00 if check is presented twice. Eff. 7/1/95.

TOP OF PAGE


Kansas

    $10.00 or, if a larger amount is posted conspicuously, the larger amount to be paid within 14 days. In no event shall the service charge exceed $30.00. Eff. 3/91

TOP OF PAGE


Kentucky

    $30.00

TOP OF PAGE


Louisiana

    $25.00 or 5% of the face value of check, whichever is greater.

TOP OF PAGE


Maine

    Civil action only; not to exceed $50.00 or an amount agreed in contract with consumer.

TOP OF PAGE


Maryland

    $35.00

TOP OF PAGE


Massachusetts

    $20.00

TOP OF PAGE


Michigan

    $25.00

TOP OF PAGE


Minnesota

    Minnesota $20.00 posted at point-of-sale. Eff. 8/1/91.

TOP OF PAGE


Mississippi

    $30.00 payment to be made within 15 days from receipt of notice. Eff. 7/1/92.

TOP OF PAGE


Missouri

    NA

TOP OF PAGE


Montana

    Reasonable amount up to $30.00 Eff. 10/01/95.

TOP OF PAGE


Nebraska

    $30.00

TOP OF PAGE


Nevada

    $25.00

TOP OF PAGE


New Hampshire

    $25.00 Eff. 01/01/98.

TOP OF PAGE


New Jersey

    $25.00

TOP OF PAGE


New Mexico

    $25.00

TOP OF PAGE


New York

    $20.00 Eff. 4/7191.

TOP OF PAGE


North Carolina

    $25.00 posted at point-of-sale.

TOP OF PAGE


North Dakota

    $25.00

TOP OF PAGE


Ohio

    $30.00 or 10% or the face value or the check, whichever is greater. Eff. 1/1/97.

TOP OF PAGE


Oklahoma

    $30.00

TOP OF PAGE


Oregon

    $25.00

TOP OF PAGE


Pennsylvania

    $25.00 provided that prior written notice is given at the time check is issued.

TOP OF PAGE


Rhode Island

    $25.00 after 30 days.

TOP OF PAGE


South Carolina

    $30.00

TOP OF PAGE


South Dakota

    $30.00 posted at point-of-sale. Eff. 7/91

TOP OF PAGE


Tennessee

    An amount not to exceed $29.00.

TOP OF PAGE


Texas

    $25.00 plus applicable sales tax. Eff. 9/11/95.

TOP OF PAGE


Utah

    $20.00

TOP OF PAGE


Vermont

    $20.00

TOP OF PAGE


Virginia

    $25.00 Eff. 7/1/96.

TOP OF PAGE


Washington

    Reasonable handling fee, and when  not paid within 15 days a collection cost not to exceed $40.00 or face amount of check whichever is less and interest at 12% per annum.

TOP OF PAGE


West Virginia

    $15.00 Eff. 6/14/92.

TOP OF PAGE


Wisconsin

    All reasonable costs and expenses in  connection with the collection of the amount for which check or draft was written.

TOP OF PAGE


Wyoming

    $30.00


home button topic menu button contact button

NCFC banner

Copyright 1995-2011, National Check Fraud Center
All Rights Reserved